/* Selbst gehostete Schriften (SIL Open Font License, siehe fonts/licenses/) */
@font-face{font-family:'Teko';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/teko-latin-400.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Teko';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/teko-latin-500.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Istok Web';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/istok-web-latin-400.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Istok Web';font-style:normal;font-weight:700;font-display:swap;src:url('fonts/istok-web-latin-700.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/source-sans-3-latin-400.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/source-sans-3-latin-500.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/source-sans-3-latin-600.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:700;font-display:swap;src:url('fonts/source-sans-3-latin-700.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
:root{--ink:#151515;--dark:#1b1d20;--accent:#46d6dc;--accent-d:#0b8a95;--blue:#004479;--blue-h:#00579c;--light:#f3f5f7;--text:#2a2e33;--mute:#5d6671}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--text);font-family:'Source Sans 3',system-ui,sans-serif;font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:'Istok Web','Source Sans 3',sans-serif;font-weight:700;line-height:1.2;margin:0 0 .6em;font-style:normal}

/* Kopf */
.site-head{position:sticky;top:0;z-index:20;background:rgba(21,21,21,.95);backdrop-filter:blur(6px);border-bottom:1px solid rgba(255,255,255,.08)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.brand img{height:58px;width:auto}
.head-nav{display:flex;align-items:center;gap:26px}
.head-nav a.plain{font-family:'Teko',sans-serif;font-size:23px;letter-spacing:1px;text-transform:uppercase;color:#fff;text-decoration:none;line-height:1;padding:6px 0;white-space:nowrap;border-bottom:2px solid transparent}
.head-nav a.plain:hover{border-color:var(--accent);color:var(--accent)}
.btn-primary{display:inline-block;background:var(--blue);color:#fff;font-family:'Source Sans 3',sans-serif;font-weight:600;font-size:18px;letter-spacing:1px;text-decoration:none;padding:15px 30px;border-radius:3px;border:1px solid rgba(255,255,255,.18);transition:background .2s,transform .2s}
.btn-primary:hover{background:var(--blue-h);transform:translateY(-1px)}
.btn-small{font-size:16px;padding:10px 20px}

/* Hero */
.hero{background:linear-gradient(rgba(21,21,21,.6),rgba(21,21,21,.6)),url(hero.jpg) center 32%/cover no-repeat;color:#fff;min-height:min(82vh,680px);display:flex;align-items:center;padding:72px 0}
.hero .wrap{width:100%}
.hero .inner{max-width:700px}
.kicker{font-family:'Teko',sans-serif;font-size:24px;letter-spacing:3px;text-transform:uppercase;color:#fff;opacity:.85;margin:0 0 6px;line-height:1.1}
.hero h1{font-size:clamp(32px,5.4vw,56px);color:var(--accent);margin-bottom:.45em}
.lede{font-size:clamp(19px,2.2vw,22px);color:#f1f3f4;margin:0 0 30px;max-width:620px}
.hero-note{font-family:'Teko',sans-serif;font-size:21px;letter-spacing:1px;color:#e4e8ea;margin:16px 0 0}

/* Eckdaten */
.facts{background:var(--ink);color:#fff}
.facts .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.fact{padding:30px 28px 30px 0;margin-right:28px;border-right:1px solid rgba(255,255,255,.1)}
.fact:last-child{border:0;margin:0}
.fact h3{font-family:'Teko',sans-serif;font-weight:500;font-size:27px;letter-spacing:1px;text-transform:uppercase;color:var(--accent);margin:0 0 2px;line-height:1.1}
.fact p{margin:0;color:#d2d7da;font-size:17px;line-height:1.5}

/* Blöcke */
.block{padding:84px 0}
.block.alt{background:var(--light)}
h2.h{font-size:clamp(27px,3.6vw,38px);position:relative;padding-bottom:16px;margin-bottom:28px;color:var(--ink)}
h2.h::after{content:"";position:absolute;left:0;bottom:0;width:56px;height:4px;background:var(--accent)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.two-col.flip .pic{order:2}
.pic img{width:100%;border-radius:4px;box-shadow:0 14px 34px rgba(21,21,21,.22)}
.pic.bw img{filter:contrast(1.02)}
p{margin:0 0 1.1em}
.fit-list{list-style:none;margin:0;padding:0;display:grid;gap:14px;max-width:820px}
.fit-list li{background:#fff;border-left:4px solid var(--accent);padding:18px 22px 18px 26px;box-shadow:0 2px 10px rgba(21,21,21,.07);font-size:19px;position:relative}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.step{background:#fff;border-top:4px solid var(--accent);padding:26px 24px 24px;box-shadow:0 4px 16px rgba(21,21,21,.09)}
.step .num{font-family:'Teko',sans-serif;font-size:58px;line-height:.9;color:var(--accent-d);margin-bottom:8px}
.step h3{font-size:20px;margin-bottom:.4em;color:var(--ink)}
.step p{margin:0;font-size:17px;color:var(--text)}
.lead-in{max-width:760px}

/* Versprechen */
.promise{background:linear-gradient(rgba(21,21,21,.8),rgba(21,21,21,.8)),url(lock.jpg) center/cover no-repeat;color:#fff}
.promise blockquote{margin:0 0 28px;font-family:'Istok Web',sans-serif;font-weight:700;font-style:normal;font-size:clamp(25px,3.6vw,38px);line-height:1.25;border-left:5px solid var(--accent);padding:4px 0 4px 26px;max-width:860px}
.promise p{max-width:780px;color:#e3e7ea}
.trust{margin-top:30px;max-width:780px;border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.06);padding:22px 26px}
.trust p{margin:0}
.promise a{color:var(--accent)}

/* Abschluss */
.final{background:linear-gradient(rgba(21,21,21,.72),rgba(21,21,21,.72)),url(hero.jpg) center 55%/cover no-repeat;color:#fff;text-align:center;padding:96px 0}
.final h2{font-size:clamp(28px,4vw,42px);color:#fff;margin-bottom:28px}
.final .sub{font-family:'Teko',sans-serif;font-size:22px;letter-spacing:1px;margin-top:16px;color:#dde2e5}

/* Fuß */
footer{background:var(--ink);color:#cfd5d9;padding:48px 0 34px}
.foot-top img{height:54px;width:auto;margin-bottom:20px}
.foot-nav{display:flex;flex-wrap:wrap;gap:8px 28px;margin-bottom:22px}
.foot-nav a{font-family:'Teko',sans-serif;font-size:21px;letter-spacing:1px;text-transform:uppercase;color:#fff;text-decoration:none}
.foot-nav a:hover{color:var(--accent)}
.legal-note{font-size:15px;color:#9aa3a9;border-top:1px solid rgba(255,255,255,.1);padding-top:18px}

/* Unterseiten */
.page-hero{background:linear-gradient(rgba(21,21,21,.66),rgba(21,21,21,.66)),url(hero.jpg) center 38%/cover no-repeat;color:#fff;padding:64px 0 56px}
.page-hero h1{color:var(--accent);font-size:clamp(30px,4.6vw,48px);margin:0}
.page-hero .kicker{margin-bottom:4px}
main.content-page,main.legal{padding:56px 0 84px}
main .wrap>*{max-width:780px}
main .wrap>.contact-grid{max-width:780px}
.lead{font-size:21px;color:var(--ink);font-weight:500}
.dim{color:var(--text)}
.signoff{font-family:'Istok Web',sans-serif;font-weight:700;margin-top:30px;color:var(--ink)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:40px}
.contact-grid.single{grid-template-columns:1fr;max-width:480px}
.contact-card{background:var(--light);border-top:4px solid var(--accent);padding:24px}
.contact-card h3{font-family:'Teko',sans-serif;font-weight:500;font-size:26px;letter-spacing:1px;text-transform:uppercase;margin:0 0 6px;color:var(--ink)}
.contact-card .link{font-size:22px;font-weight:600;word-break:break-word}
.contact-card .meta{font-size:15px;color:var(--mute);margin-top:6px}
main.legal h2{font-size:22px;margin:2em 0 .5em;color:var(--ink)}
main.legal .block-first h2{margin-top:0}
main.legal p{font-size:17px}

@media (max-width:860px){
  .block{padding:56px 0}
  .two-col{grid-template-columns:1fr;gap:28px}
  .two-col.flip .pic{order:0}
  .steps{grid-template-columns:1fr}
  .facts .wrap{grid-template-columns:1fr;padding-top:6px;padding-bottom:6px}
  .fact{border-right:0;border-bottom:1px solid rgba(255,255,255,.1);margin:0;padding:20px 0}
  .fact:last-child{border:0}
  .contact-grid{grid-template-columns:1fr}
  .hero{min-height:0;padding:56px 0 60px;background-position:center 30%}
}
@media (max-width:560px){
  body{font-size:17px}
  .wrap{padding:0 20px}
  .site-head .wrap{min-height:64px}
  .brand img{height:38px}
  .kicker{font-size:20px;letter-spacing:1.5px}
  .hero-note{font-size:19px;letter-spacing:.5px}
  .head-nav{gap:16px}
  .head-nav a.plain{font-size:19px}
  .head-nav{gap:14px}
  .head-nav .btn-small{display:none}
  .btn-primary{display:block;text-align:center;width:100%}
  .final{padding:68px 0}
  .final .btn-primary{max-width:420px;margin:0 auto}
}

.note{font-size:15px;margin-top:40px}
main.content-page h2{margin-top:44px;color:var(--ink)}
main.content-page ol{padding-left:22px}
main.content-page ol li{margin-bottom:8px}
main.content-page ul{padding-left:22px}
main.content-page ul li{margin-bottom:8px}
.table-wrap{overflow-x:auto;margin:22px 0 8px}
table.compare{width:100%;border-collapse:collapse;font-size:16px;line-height:1.5}
table.compare th{background:var(--ink);color:#fff;text-align:left;padding:12px 14px;font-family:'Istok Web',sans-serif;font-weight:700}
table.compare th:last-child{background:var(--blue)}
table.compare td{padding:12px 14px;border-bottom:1px solid #dde2e6;vertical-align:top}
table.compare td:first-child{font-weight:600;color:var(--ink);width:26%}
table.compare tbody tr:nth-child(even) td{background:var(--light)}
@media(max-width:640px){table.compare{font-size:14px}table.compare th,table.compare td{padding:10px}}
@media(max-width:640px){
.table-wrap{overflow:visible}
table.compare thead{display:none}
table.compare,table.compare tbody,table.compare tr,table.compare td{display:block;width:100%}
table.compare tr{border:1px solid #dde2e6;margin-bottom:14px;background:#fff}
table.compare tbody tr:nth-child(even) td{background:transparent}
table.compare td{border-bottom:none;padding:8px 14px}
table.compare td:first-child{width:100%;background:var(--ink)!important;color:#fff;font-family:'Istok Web',sans-serif}
table.compare td[data-label]::before{content:attr(data-label);display:block;font-size:12px;font-weight:700;letter-spacing:1px;color:var(--mute)}
table.compare td[data-label="PKV"]::before{color:var(--blue)}
}
.struct{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:22px 0 8px}
.struct-col{border:1px solid #dde2e6;background:#fff}
.struct-col h3{margin:0;padding:12px 16px;background:var(--ink);color:#fff;font-size:18px}
.struct-pkv h3{background:var(--blue)}
main.content-page .struct ol{margin:0;padding:16px 16px 8px 38px}
.struct li{margin-bottom:14px}
.struct li strong{display:block;color:var(--ink)}
.struct li span{display:block;color:var(--mute);line-height:1.55}
@media(max-width:640px){.struct{grid-template-columns:1fr}}